:root{--ink:#16232e;--navy:#0f3d5e;--gold:#f2b632;--bg:#f5f7f9;--line:#dde3e8}
*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink)}
a{color:var(--navy)}.wrap{max-width:1120px;margin:auto;padding:0 20px}section{padding:56px 0}.wrap>section,.prose{padding:48px 20px}
h1{font-size:clamp(1.9rem,5vw,3rem);line-height:1.15;margin:.2em 0}h2{font-size:clamp(1.5rem,3.5vw,2rem)}
.top{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:9}.bar{display:flex;align-items:center;gap:16px;height:64px}
.logo{display:flex;gap:8px;align-items:center;font-weight:800;text-decoration:none;color:var(--navy)}.logo span{font-size:1rem;line-height:1.1;max-width:150px}
.top nav{display:flex;gap:12px;margin-left:auto;font-size:.88rem}.top nav a{white-space:nowrap;text-decoration:none;color:var(--ink)}.top nav a[aria-current]{color:var(--navy);font-weight:700}
.call{background:var(--gold);color:#111;padding:8px 12px;border-radius:8px;font-weight:700;text-decoration:none;white-space:nowrap;font-size:.9rem}.menu{display:none}
.hero{background:linear-gradient(135deg,#0f3d5e,#15567f);color:#fff}.hero a{color:#fff}.hgrid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:start}
.eyebrow{text-transform:uppercase;letter-spacing:.1em;font-size:.8rem;color:var(--gold);font-weight:700}.lede{font-size:1.15rem;opacity:.95}
.ticks{list-style:none;padding:0}.ticks li{padding:4px 0 4px 30px;position:relative}.ticks li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:900}.es{font-weight:700;color:var(--gold)}
.lead{background:#fff;color:var(--ink);border-radius:14px;padding:22px;box-shadow:0 12px 40px #0003;display:grid;gap:10px}.lead h3{margin:0 0 4px}.lead a{color:var(--navy)}
.lead label{display:grid;font-size:.85rem;font-weight:600;gap:3px}.lead input,.lead select{font:inherit;padding:10px;border:1px solid #b9c4cc;border-radius:8px;width:100%}
.lead .chk{display:flex;gap:8px;font-weight:400;font-size:.75rem;line-height:1.4}.lead .chk input{width:auto;margin-top:3px}.hp{position:absolute;left:-9999px}
.btn{display:inline-block;background:var(--gold);color:#111!important;border:0;border-radius:10px;padding:13px 22px;font:700 1rem system-ui;cursor:pointer;text-decoration:none}
.btn.ghost{background:transparent;border:2px solid currentColor;color:#fff!important}.msg{margin:0;font-size:.9rem;color:#176b3a}
.steps,.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.steps b{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff}
.alt{background:var(--bg)}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px;text-decoration:none;color:var(--ink)}.card:hover{border-color:var(--navy)}.card span{color:var(--navy);font-weight:700}.card h3{margin:0}
.placeholder{border:2px dashed #9aa9b4;border-radius:12px;padding:24px;background:#fff}
details{border-bottom:1px solid var(--line);padding:12px 0}summary{font-weight:700;cursor:pointer}
.cta{background:var(--navy);color:#fff;text-align:center}.narrow{max-width:760px}
footer{background:#0b2233;color:#c9d5de;padding:40px 0;font-size:.9rem}footer a{color:#fff}.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.disc{font-size:.8rem;display:flex;gap:10px;align-items:center}footer .disc:first-of-type{display:block}footer img{filter:invert(1)}
@media(max-width:900px){.hgrid,.steps,.grid,.fgrid{grid-template-columns:1fr}.menu{display:block;margin-left:auto;font-size:1.5rem;background:none;border:0}
.top nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;padding:16px 20px;border-bottom:1px solid var(--line);font-size:1rem}.top nav.open{display:flex}.call{font-size:0;padding:8px 10px}.call:before{content:"Call";font-size:.9rem}.logo span{font-size:.9rem}}
@media(min-width:901px) and (max-width:1250px){.top nav{font-size:.78rem;gap:9px}}
.lead .small{font-size:.8rem;opacity:.8;margin:.4rem 0}